The one of the biggest problems of nowadays finance markets is the Future of the cryptocurrencies and ordinary banking business. The author methodology Virtualics, which pretends to add the innovative virtual modelling and forecasting methodology to existing fundamental and technical analysis of financial markets, could be useful for modelling and forecasting of the Future of banking service and cryptocurrencies.

At 3rd of December 2020 Erasmus+ programme project Smart Hospitality partners virtually discussed and agreed, how to finish this wonderful project in 2021 year.

South Baltic programme project Johanna partners in 2nd December 2020 virtually decided how work out reports on the state of play of guides teaching and certification in Germany, Sweden, Poland and Lithuania.

"You have no soul. You are the soul. Your soul has a body” (C.S. Lewis never said that).

The dichotomy of body and soul is a never-ending drama of controversy from religion to the Internet. However, in recent decades, with the learning to digitize the world, the creation of the computer, the Internet, the mobile phone, we are increasingly becoming information creatures, spending more and more time online. Our souls, who have forgotten their bodies for a while, communicate on social networks. The soul is God in my body. Does this not mean that we become informational souls with physical bodies - spacesuits? As we sit in quarantine, let us think about who we are and how it affects our present and future. It could be useful.